ODS Alaska Medical Plans

Check out the key features of our PPOPreferred Provider Organization: A provider contracted within a network. By choosing a preferred provider, the member's out-of-pocket expenses will be less than if he or she chooses a physician outside the network. and HSA plan designs below.

Benefits | Rates Beneficial Plan - Preferred Provider Organization (PPO)
The Beneficial plan is best for those looking for a higher level of benefits and a lower total out-of-pocketA specified amount of applicable claims expenses in a plan year that must be met before benefits are paid in full. Once the member has met his or her out-ofpocket maximum, the plan begins covering eligible expenses at 100 percent. The out-of-pocket maximum starts over every plan year. cost.
Deductible Co-PayThe insured patient's share of the total medical bill, usually expressed as a specific dollar amount paid for a given service, product or treatment. For example, the patient might pay $20 for each doctor's office visit. The patient is usually responsible for payment at the time of the treatment or service. Office Visit Pharmacy
$1,000 / $2500 (individual)
$3,000 / $7000 (family)		 $20 First 3 at $20 20%
Benefits | Rates Preferred Plan - Preferred Provider Organization (PPO)
The Preferred plan is suited to individuals shopping for a lower premium cost.
Deductible Choices Co-PayThe insured patient's share of the total medical bill, usually expressed as a specific dollar amount paid for a given service, product or treatment. For example, the patient might pay $20 for each doctor's office visit. The patient is usually responsible for payment at the time of the treatment or service. Office Visit Pharmacy
$5,000 / $7,500 (individual)
$15,000 / $22,500 (family)		 $20 First 3 at $20 20%
Benefits | Rates Health Savings Account (HSA) Choice
HSA plans offer lower insurance premiums through a high deductibleThe portion of an individual's applicable healthcare expenses that must be paid by the member in a given year before the insurance plan will start paying for treatment. health plan coupled with a bank account in which you accumulate tax-advantaged savings through your contributions to pay for qualified medical expenses until your deductible is met. More about HSAs
Deductible Co-PayThe insured patient's share of the total medical bill, usually expressed as a specific dollar amount paid for a given service, product or treatment. For example, the patient might pay $20 for each doctor's office visit. The patient is usually responsible for payment at the time of the treatment or service. Office Visit Pharmacy
$1,200 (individual)
$2,400 (family)		 20% 20% 30%
Benefits | Rates Health Savings Account (HSA) Select
$2,800 (individual)
$5,600 (family)		 50% 50% 50%

Note: Alaska Statutes exempt ODS from providing dental, vision and hearing coverage in our standard Medical Plans.

Value Added Services

The following services are provided to ODS plans at no additional cost.

myODS

With myODS (available to all ODS & Delta Dental members), our customized member website, you can:

The following services are provided to ODS medical plans at no additional cost.

eDoc America

eDocAmerica (included with all fully insured ODS medical programs and available as an option for self-insured medical programs) provides unlimited communication with board certified physicians via secure e-mail. This service gives you access to physicians who can answer questions about and assist you with healthcare choices.

Registered Nurse Advice Line

The Registered Nurse Advice Line (packaged with eDoc America) provides 24/7 access to a registered nurse (RN) who can answer your healthcare questions regarding symptoms, medications, medical tests, procedures and staying healthy.

Personal Health Rx

Personal Health Rx (included with all ODS pharmacy programs) gives members online access to detailed claims history, benefit information and tax reports.